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Terms & Conditions

Last updated: January 2, 2026

1. Acceptance of Terms

By accessing and using the website notiveroz.com (hereinafter, the "Site"), operated by Notiveroz SpA, Tax ID (RUT) 76.831.245-9, with registered address at Av. Apoquindo 4700, Office 903, Las Condes, Santiago, Chile, you agree to be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use the Site. Continued use of the Site after the publication of modifications constitutes your acceptance of such changes.

2. Description of Service

Notiveroz is an educational portal that provides information, analysis and educational materials related to financial literacy and personal finance management, specifically oriented to the Chilean economic context. Published content is exclusively informational and educational in nature. Notiveroz is not a financial institution, is not regulated by the Financial Market Commission (CMF), and does not provide financial, investment, brokerage or personalized financial advisory services.

3. Exclusion of Financial Advice

All content available on the Site, including articles, analyses, exchange rate data, calculators and interactive tools, is offered exclusively for educational and informational purposes. No content on the Site should be interpreted as: personalized financial, tax or investment advice; a recommendation to buy, sell or hold financial instruments; a guarantee of specific financial returns or results. Financial decisions are the sole responsibility of the user. We recommend consulting certified financial advisors before making any investment decision.

4. Permitted Use of the Site

You agree to use the Site in accordance with the legislation in force in Chile, including Law 19,496 on Consumer Protection and Law 20,169 on Unfair Competition. The following is expressly prohibited: reproducing, distributing or modifying the content of the Site without written authorization; using the Site for unauthorized commercial purposes; attempting to access restricted areas or systems of the Site; transmitting malicious, defamatory content or content that infringes the rights of third parties; using automated mechanisms to extract data from the Site.

5. Intellectual Property

All content on the Site, including texts, graphics, logos, icons, images, design, data compilations and software, is the property of Notiveroz SpA or its licensors and is protected by the intellectual property laws of Chile (Law 17,336) and applicable international treaties. The "Notiveroz" brand and its logo are registered trademarks. Their reproduction, distribution or use without prior written authorization is prohibited.

6. Exchange Rate Data

The exchange rate data presented on the Site is for reference and educational purposes. Notiveroz does not guarantee the accuracy, completeness or real-time updating of such data. Exchange rates may differ from official quotations published by the Central Bank of Chile. Users should not base financial decisions solely on the exchange rate data displayed on the Site.

7. Limitation of Liability

To the maximum extent permitted by Chilean law, Notiveroz SpA shall not be liable for: direct, indirect, incidental or consequential damages arising from the use of the Site; financial losses based on information or content from the Site; interruptions or errors in the operation of the Site; actions of third parties related to the use of the Site. Content is provided "as is" and "as available", without warranties of any kind, express or implied.

8. Links to Third-Party Sites

The Site may contain links to third-party websites that are not operated or controlled by Notiveroz. We are not responsible for the content, privacy policies or practices of third-party websites. The inclusion of a link does not imply endorsement or approval of the linked site.

9. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Chile. For the resolution of any dispute arising from the use of the Site, the parties submit to the jurisdiction of the Ordinary Courts of Justice of Santiago, Chile, waiving any other jurisdiction that may correspond to them.

10. Modifications

Notiveroz reserves the right to modify these Terms and Conditions at any time. Modifications will be effective from their publication on the Site. Users will be notified of substantial changes through a prominent notice on the main page. Continued use of the Site after the publication of changes constitutes acceptance of the modified terms.

11. Indemnification

You agree to indemnify and hold harmless Notiveroz SpA, its directors, employees and agents, from any claim, damage, loss or expense (including reasonable attorney fees) arising from your use of the Site or violation of these Terms and Conditions.

12. Contact

For any inquiries about these Terms and Conditions, you may contact us at: Notiveroz SpA, Av. Apoquindo 4700, Office 903, Las Condes, Santiago, Chile. Email: contacto@notiveroz.com.